tag:blogger.com,1999:blog-1496911808017056571.post1935718466065225992..comments2007-10-04T19:38:51.842-07:00Mandyhttp://www.blogger.com/profile/10347473819926845405noreply@blogger.comBlogger6125tag:blogger.com,1999:blog-1496911808017056571.post-54814877754603335222007-10-04T19:38:00.000-07:002007-10-04T19:38:00.000-07:00I struggle to pay off credit cards, then I slip back into old habits and charge. I'm gaining ground, but not as quickly as I could have done if I'd stood firm and resisted.Willowhttp://www.blogger.com/profile/15815174073673110293noreply@blogger.comtag:blogger.com,1999:blog-1496911808017056571.post-49349178522630557122007-10-02T13:02:00.000-07:002007-10-02T13:02:00.000-07:00Anonymous, I totally agree with you that this is not the case for everyone. I went from thinking I was the only one in debt to realizing that the majority (though not all) of people I admired were actually in debt. You probably already realize you are one of the few people who are completely debt-free, and as Dave likes to put it, "weird." Congratulations on becoming debt-free- I can't wait to be like you!Mandyhttp://www.blogger.com/profile/10347473819926845405noreply@blogger.comtag:blogger.com,1999:blog-1496911808017056571.post-71606551976270189802007-10-02T12:41:00.000-07:002007-10-02T12:41:00.000-07:00I agree that a lot of people with lots of 'nice stuff' use credit to finance their lifestyle, but that's not always the case. I'm single, newly debt-free, and have savings and investments. Since becoming debt-free, I've purchased a lot of cool toys, some clothes, took a nice vacation, and had some medically necessary plastic surgery... all paid with cash (well, my credit card so I could get rewards points, and then my credit card was paid in full each month *g*). All of these things were acquired after I paid off my debt and put some money aside for a rainy day. So, it's not fair to automatically assume that a person with a lot of nice stuff is automatically living above their means and in debt to their eyebrows. Some people with a lot of nice stuff are actually frugal in that they only spend their money on things that matter to them instead of frittering it away on frivolities.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1496911808017056571.post-57277501906784979582007-10-01T13:58:00.000-07:002007-10-01T13:58:00.000-07:00Thank you for a great post! It's very true - most people are in debt. Realizing that is a great step towards stopping trying to keep up with the Jonses.Jenniferhttp://www.blogger.com/profile/09426442791606582119noreply@blogger.comtag:blogger.com,1999:blog-1496911808017056571.post-8632189023344121812007-10-01T10:28:00.000-07:002007-10-01T10:28:00.000-07:00People are even going into debt for boob jobs! This is really a terrible development for women, who are not only agreeing to get their chests cut open for beauty but are driving themselves and their families into insolvency. We write about it on the Beauty and the Breast blog:<BR/><BR/><A HREF="http://beautyandthebreast.org/?p=97" REL="nofollow">Boob Jobs and Credit Cards</A>WrdFrkhttp://www.blogger.com/profile/01642728221894907352noreply@blogger.comtag:blogger.com,1999:blog-1496911808017056571.post-5832396304589746692007-09-29T08:04:00.000-07:002007-09-29T08:04:00.000-07:00Great post! I don't envy anyone's material possessions anymore either after following Dave Ramsey's plan. I'm much more likely to desire their level of savings! It's gone so far that I actually become annoyed by those who complain about debt and at the same time refuse to stop spending money and accumulating debt on fripperies.SAHMmy Sayshttp://www.blogger.com/profile/03312083333399431135noreply@blogger.com